This Legal Page contains:
Additionally:
Your Consent: By using our site, you consent to our online privacy policy.
UPDATES AND CHANGES: We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
Limitation of Liability: Tova Payne, and all of her partners, family and friends and affiliates are released from all liability. You use this site, services, products, and everything connected to this site, and everything connected to Tova Payne at your own risk. Under no circumstance is Tova Payne responsible for any damage, direct or indirect that causes any harm by any means, even in the event of negligence. Any loss regarding information, consultation, or the involvement with any products and services is all at your own risk. Any loss related to website malfunction, program malfunction, lost or undelivered materials is not the responsibility of Tova Payne or any of her affiliates, sponsors or partners in any way even if due to negligence. Tova Payne, her family, friends, affiliates, partners, shareholders, sponsors and everyone connected to Tova Payne is released of all liability.
Thank you for reading this and taking full responsibility for everything that happens to you.
1. Terms and Conditions:
Coaching Session Guidelines and Agreement
Following these guidelines will help make the most of our sessions:
Dedicate practice and homework time between our sessions. This ensures maximum progress and optimizes our time together.
Come prepared with your questions.
Please Ask if there is anything unclear, that you do not understand, or want to learn more about.
If there is anything in particular you want to work on, please ask. Periodically it will be helpful to review your goals for these sessions so that we are sure you are getting the most out of working together.
Coaching is here to support you and your goals. At times I may strategically interrupt a story in order to get to the heart of the matter, and ensure that you are staying on track, making the most of our call together, and to help support you to your greatest fulfillment.
Life Coaching, Life Skills Counselling, and all Consulting work is confidential: what is shared in our session is held in confidentiality, unless there is anything illegal or deemed to be of danger to yourself or others – by law, this is not covered under confidentiality and will be reported.
Emotions are natural, beautiful, and encouraged. However, in extreme cases, if emotional situations are beyond the scope of coaching and consulting, I will let you know and refer you to a therapist.
I am not a licensed therapist. I do not work with mental health or substance abuse issues
Terms and Conditions of Coaching Sessions. By entering into any coaching session, You the client agree to the following:
• Be on time. Due to a full schedule, sessions must start and end on time.
• Be fully present. Carve out time for the session with no interruptions. Please turn off cell phones/mute phones, and anything unrelated to our call.
• 48 hour cancellation policy: If a session needs to be rescheduled, please do so before 48 Hours of the scheduled appointment.
• Cancellations with less than 48-hours’ notice will be charged the full rate of the session.
• Payments are made before the session to secure your booking.
• Once packages are paid for there is no refund. (Unless specifically stated otherwise as a special offer or promotion). All packages expire within 6 months, unless stated otherwise, of the official start date of the first session together.
• Payments are to be made before the session to secure your booking.
• Payments for all packages must be made in full before we begin working together. There are no payment plans available unless specifically stated otherwise. If there are payment plans: all payments must be complete before our final session together, or whatever has been agreed upon in our conversation.
I, TOVA PAYNE RESERVE THE RIGHT TO CANCEL SESSIONS AND STOP WORKING WITH ANY CLIENT AT ANY TIME WITHOUT ANY EXPLANATION. ON THE RARE OCCURRENCE THIS HAPPENS, THE CLIENT WILL RECEIVE A REFUND OF ANY PREPAID UNUSED SESSIONS. IF TOVA PAYNE DECIDES THAT YOU—THE CLIENT IS NOT A GOOD MATCH FOR MY COACHING SERVICES AND PRODUCTS, I TOVA PAYNE RESERVE THE RIGHT TO END OUR COACHING RELATIONSHIP WITHOUT ANY NOTICE. I, TOVA PAYNE ALSO RESERVE THE RIGHT TO NOT TAKE YOU ON AS A CLIENT.
Please note that merely having the session with Tova Payne implicitly implies that you—the client agree and understand all the Terms and Conditions.
Terms and Conditions of Online Programs, Courses, and All Paid and Unpaid Products:
TOVA PAYNE RESERVES THE RIGHT TO NOT SELL A PRODUCT TO ANYBODY SHE CHOOSES WITHOUT ANY EXPLANATION WHATSOEVER. IF I, TOVA PAYNE DECIDE YOU, THE CLIENT ARE NOT A GOOD FIT FOR ANY OF MY COURSES, PROGRAMS, BOOKS OR ANYTHING I CREATE I RESERVE THE RIGHT TO NOT ALLOW YOU INTO ANY PROGRAM. JUST BECAUSE YOU APPLY TO ENTER A COURSE OR PROGRAM DOES NOT GUARANTEE YOU ENTRY TO THE PROGRAM OR COURSE NO MATTER WHAT. THIS PERTAINS TO ALL COURSES.
All products, programs, courses, and anything you purchase from Tova Payne is strictly enforced by copyright laws. When you receive a website link, any and all downloadable material, including audios, videos, pdf. materials and all written materials that come in any other form are the property of Tova Payne and you may not share, redistribute or use it as your own. Doing so is stealing and punishable by law. You are not allowed to share any links, codes, program materials, passwords or anything at all with anyone. Any and every program, book, course, and absolutely everything that you purchase from Tova Payne is for your personal use only and is not intended to be shared in any way shape or form with anybody ever.
There is no refund policy on any product, course, program or book unless explicitly stated otherwise.
NO LIABILITY: Tova Payne, all her partners, contributors, family, and anyone associated with Tova Payne is not held liable and is not responsible if you cannot access a program due to any technical difficulty. Tova Payne is released from all liability if you the purchaser of any product, program, course, book, and anything and everything is unavailable to you from the website link or download link or e-mail sent to you.
Please know that sometimes technology fails and you may not be able to access online digital products and programs and anything digital for that matter.
It should be expected that there are mishaps with technology. From time to time an email may not get sent. My website www.tovapayne.com might be down/not working properly which means you will not be able to access any programs, or any content from anything that is hosted on my website, and if this happens Tova Payne is not held liable or responsible for any loss of time, money, happiness, health, or anything at all that you lose due to the inability to access any program, book, course program or anything at all.
Tova Payne highly recommends that when you get access to products that you download and save them on your computer to have for future use. Do not rely on the internet, the hosting services, or e-mail.
Some programs will be given with only a 1-time download link, and you should expect that this is the case for all programs, and therefore you should download and save all information to your computer or any other device you use to store all data and contents for you to enjoy at later use.
Basically, if you cannot access my website, or you do not get access to something you purchased, or have trouble downloading any file or program, or have trouble getting access into online groups such as a secret or private Facebook group, Tova Payne is not held liable or responsible in any way, no matter how much loss you incur due to any negligence or any other reason on the part of Tova Payne, all her contributors, partners, affiliates, friends, family and everybody else in the world.
If any of the above things happen please write Tova Payne at tova(at)tovapayne.com immediately so that she can work on fixing the problem. However, Tova Payne cannot and does not guarantee that any technological service will work perfectly, or at all for that matter, and Tova Payne cannot and does not guarantee that all or any problems can be fixed.
The moment you make a purchase you are agreeing to the Terms and Conditions, Disclaimer, and Privacy Policy as written on this website. And these terms and conditions, disclaimer and privacy can change at any time. You should check back regularly to find out about updates.
Basically, please understand that by using my site and buying anything from me, you—the purchaser and user irrevocably release and waive all your rights, and you (the purchaser and user) are never allowed to sue Tova Payne or anybody else associated with Tova Payne for any reason, no matter what kind of loss you endure.
PLEASE BE SURE TO READ AND UNDERSTAND THE DISCLAIMER BELOW
Intellectual Property Terms of this site and all products by Tova Payne:
All written material is the property of Tova Payne. All photographs are the property of Tova Payne. It is unlawful to use, share, distribute, sell, and reproduce, in any way, shape, or form, any, and all material written, and created by Tova Payne, including material created for Tova Payne, and by anyone who works with, and for Tova Payne, without the consent of Tova Payne. Doing so is stealing and punishable by law. You may not copy, reproduce, re-write or steal any information from my website, books, e-books, online programs, public and private programs, including, and not limited to, all intake forms, modules, courses, blogs, newsletters, website copy, website material, emails, and anything, and everything I write is the sole property of Tova Payne.
Sharing information from paid or unpaid private courses—without the consent of the author and creator Tova Payne—is prohibited by law. When you purchase an online course or coaching session, all the information you receive is purchased by you and for you only. You may not copy, reproduce, sell or share in any way shape or form. When you purchase a product or service it is for you only, and using it in any way beyond yourself is stealing and punishable by law. When you receive any course free of charge, it is solely intended for you, and you may not share, sell, reproduce, or copy in any way shape or form. Doing so is stealing and is against the law.
Basically, I am asking you to please be honest, to act with integrity, to respect my hard work and to understand that any program I give you that I created and wrote is my intellectual property. If you copy, share, reproduce or sell it in any way, in any shape or any form, this is stealing. Stealing is wrong and illegal. So please, don’t do it. When in doubt please write me and ask. You can write me by contacting me through my contact page. Simply Click HERE.
UPDATES AND CHANGES We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
Your Consent: By using our site, you consent to our online privacy policy.
2. Privacy Policy
By visiting my website: www.tovapayne.com you are consenting to my privacy policy.
Your privacy is important.
When you subscribe to my newsletter, your name and e-mail stays private. I will never share, sell, or give your e-mail to anybody.
And frankly, I don’t want to share your information with anybody. If you really want somebody else to have your private e-mail information, you are going to have to give it to them yourself!
Your information goes to an e-mail marketing service provider (currently I work with mailchimp.com) that helps me send you a newsletter. You can safely unsubscribe at any time.
Privacy—as far as what you post on my site in the comments, or on Facebook is Zero-Privacy. It’s open to the world wide web, and who knows what will happen to it. So please be kind in your comments. Please be helpful. Only write comments that you really want the world to see.
When you fill out feedback or a survey, your answers are not private but your name is private. I will only use your name with your permission. However any feedback you provide is public information and any survey you fill out is public information. Your name remains private unless you let me use it through saying so by any electronic means, e-mail, or any other form of communication such as through Skype, phone, in -person, in writing.
When you contact me asking a question, the question is NOT private. It may ( and often WILL) be used as a source of inspiration for a future blog post, newsletter, audio, or program I run. Your name will remain private, unless you give me permission to use it. Anytime you ask me a question over e-mail, by any electronic means, in writing, over the phone, or Skype, or in-person, this question, idea, and talk may be shared publicly through my posts, blog, newsletter, program, trainings, classes, workshops, books, e-books, or any other magnificent thing that I create.
When you work with me, our work is private. I only share a testimonial from you with your permission. I will always ask you over e-mail if I can publicly share your testimonial, thanks, and praise, and gratitude, and anything nice you had to say about me, my work, my writings, books, newsletters, blog posts, audios, and our time together.
When we work together I record our conversations so that I can send them to you as a method of learning and review. Please know that our conversations are recorded.
In group calls and group programs our conversations are recorded and all group calls are not private. These group sessions and group calls may be used, shared, and sold in future programs, workshops,classes, and to individuals.
When you make a payment you are transported to paypal.com and they are secure and reliable. They have their own set of privacy policies. Please read them.
When you book an appointment with me, you are sent to bookeo.com and they have their set of privacy policies.
There is no guarantee against hackers getting your information. This is the sad truth of everything on the internet today. Yes, EVERYTHING. I pray that my site stays safe and secure. But you should be aware of this, knowing that there is never a 100% guarantee.
When you browse this website your information, such as your computer connection and IP address may be collected and stored for tracking purposes, and to measure traffic to this site. And cookies may be enabled that helps to store and remember your information.
Please see TERMS AND CONDITIONS. because when it comes to privacy in coaching there are some things NOT covered under confidentiality. Basically anything illegal, or deemed to be of harm to yourself or others is not covered under confidentiality. Please be sure to read all the terms and conditions of working together by clicking HERE.
PLEASE READ MY DISCLAIMER. THIS IS VERY IMPORTANT.
Any more questions about privacy? Please contact me. Click HERE
Your Consent: By using our site, you consent to our online privacy policy.
UPDATES AND CHANGES We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
3. Disclaimer:
Please remember that I am not a physician and I do not give medical advice. The recommendations I give on my site, in my e-books, online programs, books, and all material I create, are based on my opinions and experiences, and do not substitute for professional advice from your physician. You should always seek the counsel of a physician when it comes to managing your health.
Moreover, all my programs, books, products and services do not guarantee an increase in earnings, improved health or happiness. All I give you are suggestions, and the tips and strategies that work for me. There is no guarantee that they will work for you, and simply buying a product or service without doing the hard work that you must do to create change in your life, is not enough. And even if you do all the hard work, there is still no guarantee on your outcome.
Honestly, i don’t think that even a psychic would be able to predict your outcome with absolute certainty.
Moreover, I don’t give any professional advice. I simply share information that I have learned from my own studies and life. For all concerns in your life, you should always seek a qualified professional, such as a physician, financial planner, registered therapist, lawyer, psychologist, or any other expert you are looking for. Additionally, it is always a good idea to get a second opinion on all matters of life that are important to you.
Furthermore, at times I may refer to another person, website, product, or service that I have found to be helpful, but you are solely responsible for choosing to look at any other resource that I recommend. And just because I share a resource does not mean that I agree with it. Nor can I confirm its accuracy, legitimacy, or reliability.
Please remember that you are solely responsible for your life, health, finances, mental, emotional, psychological, spiritual and physical health and wellness. You alone are responsible for everything in your life, including your decisions, choices, actions, inaction, results, or lack of results. You can not hold Tova Payne, or any of my guests, family, friends, shareholders, affiliates, or anybody at all, responsible for any loss or injury that is direct or indirect in any way, shape, or form.
Limitation of Liability:
Tova Payne, and all of her partners, family and friends and affiliates are released from all liability. You use this site, services, products, and everything connected to this site, and everything connected to Tova Payne at your own risk. Under no circumstance is Tova Payne responsible for any damage, direct or indirect that causes any harm by any means, even in the event of negligence. Any loss regarding information, consultation, or the involvement with any products and services is all at your own risk. Any loss related to website malfunction, program malfunction, lost or undelivered materials is not the responsibility of Tova Payne or any of her affiliates, sponsors or partners in any way even if due to negligence. Tova Payne, her family, friends, affiliates, partners, shareholders, sponsors and everyone connected to Tova Payne is released of all liability.
Thank you for reading this and taking full responsibility for everything that happens to you.
NOTICE CONCERNING CHILDREN. PLEASE NOTE: We are a general audience site, and do not direct any of our content specifically at children under 18 years of age. We understand and are committed to respecting the sensitive nature of children’s privacy online. If we learn or have reason to suspect that a Site user is under age of 18, we will promptly delete any personal information in that user’s account.
UPDATES AND CHANGES We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
Your Consent: By using our site, you consent to our online disclaimer, privacy policy, and terms and conditions.
- Terms and Conditions
- Privacy Policy
- Disclaimer.
Additionally:
Your Consent: By using our site, you consent to our online privacy policy.
UPDATES AND CHANGES: We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
Limitation of Liability: Tova Payne, and all of her partners, family and friends and affiliates are released from all liability. You use this site, services, products, and everything connected to this site, and everything connected to Tova Payne at your own risk. Under no circumstance is Tova Payne responsible for any damage, direct or indirect that causes any harm by any means, even in the event of negligence. Any loss regarding information, consultation, or the involvement with any products and services is all at your own risk. Any loss related to website malfunction, program malfunction, lost or undelivered materials is not the responsibility of Tova Payne or any of her affiliates, sponsors or partners in any way even if due to negligence. Tova Payne, her family, friends, affiliates, partners, shareholders, sponsors and everyone connected to Tova Payne is released of all liability.
Thank you for reading this and taking full responsibility for everything that happens to you.
1. Terms and Conditions:
Coaching Session Guidelines and Agreement
Following these guidelines will help make the most of our sessions:
Dedicate practice and homework time between our sessions. This ensures maximum progress and optimizes our time together.
Come prepared with your questions.
Please Ask if there is anything unclear, that you do not understand, or want to learn more about.
If there is anything in particular you want to work on, please ask. Periodically it will be helpful to review your goals for these sessions so that we are sure you are getting the most out of working together.
Coaching is here to support you and your goals. At times I may strategically interrupt a story in order to get to the heart of the matter, and ensure that you are staying on track, making the most of our call together, and to help support you to your greatest fulfillment.
Life Coaching, Life Skills Counselling, and all Consulting work is confidential: what is shared in our session is held in confidentiality, unless there is anything illegal or deemed to be of danger to yourself or others – by law, this is not covered under confidentiality and will be reported.
Emotions are natural, beautiful, and encouraged. However, in extreme cases, if emotional situations are beyond the scope of coaching and consulting, I will let you know and refer you to a therapist.
I am not a licensed therapist. I do not work with mental health or substance abuse issues
Terms and Conditions of Coaching Sessions. By entering into any coaching session, You the client agree to the following:
• Be on time. Due to a full schedule, sessions must start and end on time.
• Be fully present. Carve out time for the session with no interruptions. Please turn off cell phones/mute phones, and anything unrelated to our call.
• 48 hour cancellation policy: If a session needs to be rescheduled, please do so before 48 Hours of the scheduled appointment.
• Cancellations with less than 48-hours’ notice will be charged the full rate of the session.
• Payments are made before the session to secure your booking.
• Once packages are paid for there is no refund. (Unless specifically stated otherwise as a special offer or promotion). All packages expire within 6 months, unless stated otherwise, of the official start date of the first session together.
• Payments are to be made before the session to secure your booking.
• Payments for all packages must be made in full before we begin working together. There are no payment plans available unless specifically stated otherwise. If there are payment plans: all payments must be complete before our final session together, or whatever has been agreed upon in our conversation.
I, TOVA PAYNE RESERVE THE RIGHT TO CANCEL SESSIONS AND STOP WORKING WITH ANY CLIENT AT ANY TIME WITHOUT ANY EXPLANATION. ON THE RARE OCCURRENCE THIS HAPPENS, THE CLIENT WILL RECEIVE A REFUND OF ANY PREPAID UNUSED SESSIONS. IF TOVA PAYNE DECIDES THAT YOU—THE CLIENT IS NOT A GOOD MATCH FOR MY COACHING SERVICES AND PRODUCTS, I TOVA PAYNE RESERVE THE RIGHT TO END OUR COACHING RELATIONSHIP WITHOUT ANY NOTICE. I, TOVA PAYNE ALSO RESERVE THE RIGHT TO NOT TAKE YOU ON AS A CLIENT.
Please note that merely having the session with Tova Payne implicitly implies that you—the client agree and understand all the Terms and Conditions.
Terms and Conditions of Online Programs, Courses, and All Paid and Unpaid Products:
TOVA PAYNE RESERVES THE RIGHT TO NOT SELL A PRODUCT TO ANYBODY SHE CHOOSES WITHOUT ANY EXPLANATION WHATSOEVER. IF I, TOVA PAYNE DECIDE YOU, THE CLIENT ARE NOT A GOOD FIT FOR ANY OF MY COURSES, PROGRAMS, BOOKS OR ANYTHING I CREATE I RESERVE THE RIGHT TO NOT ALLOW YOU INTO ANY PROGRAM. JUST BECAUSE YOU APPLY TO ENTER A COURSE OR PROGRAM DOES NOT GUARANTEE YOU ENTRY TO THE PROGRAM OR COURSE NO MATTER WHAT. THIS PERTAINS TO ALL COURSES.
All products, programs, courses, and anything you purchase from Tova Payne is strictly enforced by copyright laws. When you receive a website link, any and all downloadable material, including audios, videos, pdf. materials and all written materials that come in any other form are the property of Tova Payne and you may not share, redistribute or use it as your own. Doing so is stealing and punishable by law. You are not allowed to share any links, codes, program materials, passwords or anything at all with anyone. Any and every program, book, course, and absolutely everything that you purchase from Tova Payne is for your personal use only and is not intended to be shared in any way shape or form with anybody ever.
There is no refund policy on any product, course, program or book unless explicitly stated otherwise.
NO LIABILITY: Tova Payne, all her partners, contributors, family, and anyone associated with Tova Payne is not held liable and is not responsible if you cannot access a program due to any technical difficulty. Tova Payne is released from all liability if you the purchaser of any product, program, course, book, and anything and everything is unavailable to you from the website link or download link or e-mail sent to you.
Please know that sometimes technology fails and you may not be able to access online digital products and programs and anything digital for that matter.
It should be expected that there are mishaps with technology. From time to time an email may not get sent. My website www.tovapayne.com might be down/not working properly which means you will not be able to access any programs, or any content from anything that is hosted on my website, and if this happens Tova Payne is not held liable or responsible for any loss of time, money, happiness, health, or anything at all that you lose due to the inability to access any program, book, course program or anything at all.
Tova Payne highly recommends that when you get access to products that you download and save them on your computer to have for future use. Do not rely on the internet, the hosting services, or e-mail.
Some programs will be given with only a 1-time download link, and you should expect that this is the case for all programs, and therefore you should download and save all information to your computer or any other device you use to store all data and contents for you to enjoy at later use.
Basically, if you cannot access my website, or you do not get access to something you purchased, or have trouble downloading any file or program, or have trouble getting access into online groups such as a secret or private Facebook group, Tova Payne is not held liable or responsible in any way, no matter how much loss you incur due to any negligence or any other reason on the part of Tova Payne, all her contributors, partners, affiliates, friends, family and everybody else in the world.
If any of the above things happen please write Tova Payne at tova(at)tovapayne.com immediately so that she can work on fixing the problem. However, Tova Payne cannot and does not guarantee that any technological service will work perfectly, or at all for that matter, and Tova Payne cannot and does not guarantee that all or any problems can be fixed.
The moment you make a purchase you are agreeing to the Terms and Conditions, Disclaimer, and Privacy Policy as written on this website. And these terms and conditions, disclaimer and privacy can change at any time. You should check back regularly to find out about updates.
Basically, please understand that by using my site and buying anything from me, you—the purchaser and user irrevocably release and waive all your rights, and you (the purchaser and user) are never allowed to sue Tova Payne or anybody else associated with Tova Payne for any reason, no matter what kind of loss you endure.
PLEASE BE SURE TO READ AND UNDERSTAND THE DISCLAIMER BELOW
Intellectual Property Terms of this site and all products by Tova Payne:
All written material is the property of Tova Payne. All photographs are the property of Tova Payne. It is unlawful to use, share, distribute, sell, and reproduce, in any way, shape, or form, any, and all material written, and created by Tova Payne, including material created for Tova Payne, and by anyone who works with, and for Tova Payne, without the consent of Tova Payne. Doing so is stealing and punishable by law. You may not copy, reproduce, re-write or steal any information from my website, books, e-books, online programs, public and private programs, including, and not limited to, all intake forms, modules, courses, blogs, newsletters, website copy, website material, emails, and anything, and everything I write is the sole property of Tova Payne.
Sharing information from paid or unpaid private courses—without the consent of the author and creator Tova Payne—is prohibited by law. When you purchase an online course or coaching session, all the information you receive is purchased by you and for you only. You may not copy, reproduce, sell or share in any way shape or form. When you purchase a product or service it is for you only, and using it in any way beyond yourself is stealing and punishable by law. When you receive any course free of charge, it is solely intended for you, and you may not share, sell, reproduce, or copy in any way shape or form. Doing so is stealing and is against the law.
Basically, I am asking you to please be honest, to act with integrity, to respect my hard work and to understand that any program I give you that I created and wrote is my intellectual property. If you copy, share, reproduce or sell it in any way, in any shape or any form, this is stealing. Stealing is wrong and illegal. So please, don’t do it. When in doubt please write me and ask. You can write me by contacting me through my contact page. Simply Click HERE.
UPDATES AND CHANGES We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
Your Consent: By using our site, you consent to our online privacy policy.
2. Privacy Policy
By visiting my website: www.tovapayne.com you are consenting to my privacy policy.
Your privacy is important.
When you subscribe to my newsletter, your name and e-mail stays private. I will never share, sell, or give your e-mail to anybody.
And frankly, I don’t want to share your information with anybody. If you really want somebody else to have your private e-mail information, you are going to have to give it to them yourself!
Your information goes to an e-mail marketing service provider (currently I work with mailchimp.com) that helps me send you a newsletter. You can safely unsubscribe at any time.
Privacy—as far as what you post on my site in the comments, or on Facebook is Zero-Privacy. It’s open to the world wide web, and who knows what will happen to it. So please be kind in your comments. Please be helpful. Only write comments that you really want the world to see.
When you fill out feedback or a survey, your answers are not private but your name is private. I will only use your name with your permission. However any feedback you provide is public information and any survey you fill out is public information. Your name remains private unless you let me use it through saying so by any electronic means, e-mail, or any other form of communication such as through Skype, phone, in -person, in writing.
When you contact me asking a question, the question is NOT private. It may ( and often WILL) be used as a source of inspiration for a future blog post, newsletter, audio, or program I run. Your name will remain private, unless you give me permission to use it. Anytime you ask me a question over e-mail, by any electronic means, in writing, over the phone, or Skype, or in-person, this question, idea, and talk may be shared publicly through my posts, blog, newsletter, program, trainings, classes, workshops, books, e-books, or any other magnificent thing that I create.
When you work with me, our work is private. I only share a testimonial from you with your permission. I will always ask you over e-mail if I can publicly share your testimonial, thanks, and praise, and gratitude, and anything nice you had to say about me, my work, my writings, books, newsletters, blog posts, audios, and our time together.
When we work together I record our conversations so that I can send them to you as a method of learning and review. Please know that our conversations are recorded.
In group calls and group programs our conversations are recorded and all group calls are not private. These group sessions and group calls may be used, shared, and sold in future programs, workshops,classes, and to individuals.
When you make a payment you are transported to paypal.com and they are secure and reliable. They have their own set of privacy policies. Please read them.
When you book an appointment with me, you are sent to bookeo.com and they have their set of privacy policies.
There is no guarantee against hackers getting your information. This is the sad truth of everything on the internet today. Yes, EVERYTHING. I pray that my site stays safe and secure. But you should be aware of this, knowing that there is never a 100% guarantee.
When you browse this website your information, such as your computer connection and IP address may be collected and stored for tracking purposes, and to measure traffic to this site. And cookies may be enabled that helps to store and remember your information.
Please see TERMS AND CONDITIONS. because when it comes to privacy in coaching there are some things NOT covered under confidentiality. Basically anything illegal, or deemed to be of harm to yourself or others is not covered under confidentiality. Please be sure to read all the terms and conditions of working together by clicking HERE.
PLEASE READ MY DISCLAIMER. THIS IS VERY IMPORTANT.
Any more questions about privacy? Please contact me. Click HERE
Your Consent: By using our site, you consent to our online privacy policy.
UPDATES AND CHANGES We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
3. Disclaimer:
Please remember that I am not a physician and I do not give medical advice. The recommendations I give on my site, in my e-books, online programs, books, and all material I create, are based on my opinions and experiences, and do not substitute for professional advice from your physician. You should always seek the counsel of a physician when it comes to managing your health.
Moreover, all my programs, books, products and services do not guarantee an increase in earnings, improved health or happiness. All I give you are suggestions, and the tips and strategies that work for me. There is no guarantee that they will work for you, and simply buying a product or service without doing the hard work that you must do to create change in your life, is not enough. And even if you do all the hard work, there is still no guarantee on your outcome.
Honestly, i don’t think that even a psychic would be able to predict your outcome with absolute certainty.
Moreover, I don’t give any professional advice. I simply share information that I have learned from my own studies and life. For all concerns in your life, you should always seek a qualified professional, such as a physician, financial planner, registered therapist, lawyer, psychologist, or any other expert you are looking for. Additionally, it is always a good idea to get a second opinion on all matters of life that are important to you.
Furthermore, at times I may refer to another person, website, product, or service that I have found to be helpful, but you are solely responsible for choosing to look at any other resource that I recommend. And just because I share a resource does not mean that I agree with it. Nor can I confirm its accuracy, legitimacy, or reliability.
Please remember that you are solely responsible for your life, health, finances, mental, emotional, psychological, spiritual and physical health and wellness. You alone are responsible for everything in your life, including your decisions, choices, actions, inaction, results, or lack of results. You can not hold Tova Payne, or any of my guests, family, friends, shareholders, affiliates, or anybody at all, responsible for any loss or injury that is direct or indirect in any way, shape, or form.
Limitation of Liability:
Tova Payne, and all of her partners, family and friends and affiliates are released from all liability. You use this site, services, products, and everything connected to this site, and everything connected to Tova Payne at your own risk. Under no circumstance is Tova Payne responsible for any damage, direct or indirect that causes any harm by any means, even in the event of negligence. Any loss regarding information, consultation, or the involvement with any products and services is all at your own risk. Any loss related to website malfunction, program malfunction, lost or undelivered materials is not the responsibility of Tova Payne or any of her affiliates, sponsors or partners in any way even if due to negligence. Tova Payne, her family, friends, affiliates, partners, shareholders, sponsors and everyone connected to Tova Payne is released of all liability.
Thank you for reading this and taking full responsibility for everything that happens to you.
NOTICE CONCERNING CHILDREN. PLEASE NOTE: We are a general audience site, and do not direct any of our content specifically at children under 18 years of age. We understand and are committed to respecting the sensitive nature of children’s privacy online. If we learn or have reason to suspect that a Site user is under age of 18, we will promptly delete any personal information in that user’s account.
UPDATES AND CHANGES We reserve the right, at any time, to add to, change, update, or modify this Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site. It is your responsibility to review this Policy from time to time to ensure that you continue to agree with all of its terms.
Your Consent: By using our site, you consent to our online disclaimer, privacy policy, and terms and conditions.